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2017年4月贷罗盘数据月报(2293家平台)

罗盘数据2019-06-14 20:33:32

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四月点评

四月份从数据可以看出这个行业还处于降息周期当中,但是从大环境看整个资金面趋紧,所以我们预计降息潮将会很快停止。


从政策面看,4月10日银监会发布了《关于银行业风险防控工作的指导意见》,其中专门提到了加强P2P的整改,合规方面做得不好或者经营不够优秀的小平台预计在政策和营收的双重压力下会逐步被市场淘汰。


四月接入银行存管的平台比较多,贷罗盘数据系统显示已经接入存管的平台约200多家,但是对于2000多家来说占比依然很低,目前接入存管的平台数量正在加速,整个行业都在政策落地前做最后的冲刺。


四月在舆论方面热度最高的事件当数绿能宝,绿能宝事件也打破了上市系不雷的神话,欣慰的已经有了部分回款,希望事件能圆满解决。


在数据方面,排名比较靠前翼龙贷在4月的资金流出较多,不过有联想背书,暂时问题不大。


为提升用户体验,目前贷罗盘正在开发新版的APP,方便大家以后更方便的查询网贷类数据。



1、贷罗盘示范投资


贷罗盘示范投资近期退出一家平台(知商金融),新进入一家平台(秒钱)

秒钱

点评如下:

1、四年老平台,专注于融资租赁行业;

2、银行存管正在接入当中;

3、腾讯手机QQ春节红包合作伙伴。?

综上,3号示范投资(收益型)决定进入投资。


贷罗盘的示范投资(列表如下),可参考。

贷罗盘示范基金1号(稳健型)

陆金所

投资12万

利率5.48%

微贷网

?投资10万

利率6.86%

宜人贷,

投资12万

利率7.40%

开鑫贷

投资12万

利率7.10%

链家理财

投资10万

利率6.48%

贷罗盘示范基金2号(平衡型)

有利网

投资10万

利率8.00%

人人贷

投资10万

利率8.80%

投哪网

投资10万

利率10.00%

搜易贷

投资5万

利率7.30%

翼龙贷

投资5万

利率7.30%

贷罗盘示范基金3号(收益型)

钱盆网

?投资5万

利率14.00%

丁丁贷

?投资5万

利率16.00%

秒钱

?投资5万

利率10.00%

普汇云通

?投资5万

利率12.00%

图腾贷

?投资5万

利率14.10%

沪商财富

?投资5万

利率14.50%

贷罗盘示范基金活期(高流动型)

真融宝

投资3万

利率5.54%

对其他平台的点评,可以查看我们历史的数据文章,都有点评。



2、本月平台活动推荐


目前各大平台(51人品,华人金融,微贷网,短融网,理财范,麻袋理财,拍拍贷,嘻牛基金等)的活动都纷纷在返利魔方上架,有兴趣的投资人可保持关注。

投资人可以登录m.fanlimofang.com自己查阅

或者关注微信公众号:网贷魔方



3、大盘数据


大盘数据如下:(大盘数据取自12家综合实力较强平台综合而成)

交易指数:6512.11,较上月均值下降0.06%

资金流指数:9559.51,较上月均值下降29.30%

人气指数:4767.59,较上月均值下降4.50%

贷款余额指数:458780.30,较上月均值上升4.99%

流动性指数:5.56,较上月均值上升3.37%

分散度指数:7.22,较上月均值上升5.62%

忠诚度指数:1.62,较上月均值上升1.41%

利率指数:9.38,较上月均值下降0.13%

大盘数据点评:

四月份数据变化不大。

利率还处于下降通道,我们预计未来几个月利率将保持稳定。

资金流指数是由于贷罗盘算法调整导致,预计下个月将恢复正常。



4、平台变化情况


2017年4月新上线平台 : 11家?

列表如下:

叠尚财富

坤泰财富

铃隆财富

丰润金服

金保创投

华汇投资

余恒金融

雍铄金融

圣利金融

大酉在线

优点智投



2017年4月新增问题平台: 84家

具体名称可登录贷罗盘查看



5、综合评级排行榜TOP 500


综合评级基于6家评级数据得出:

网贷之家 / 网贷天眼 / 贷罗盘 / 融360 / 星火评级 / 羿飞评级


排序平台名称评级得分变化值
1陆金所90.622.46%
2微贷网86.78-0.22%
3人人贷82-2.07%
4拍拍贷81.740.34%
5宜人贷80.03-1.62%
6积木盒子79.950.85%
7投哪网78.990.56%
8开鑫金服75.780.00%
9爱钱进75.080.10%
10翼龙贷72.36-1.63%
11有利网71.812.04%
12宜贷网69.851.30%
13小赢理财69.2915.68%
14点融网68.370.82%
15团贷网68.273.74%
16银湖网66.410.86%
17麻袋理财66.182.56%
18鑫合汇63.520.74%
19民贷天下63.140.95%
20人人聚财61.951.15%
21PPmoney61.97.80%
22口袋理财61.0411.53%
23东方汇60.1-0.88%
24小猪理财59.947.90%
2591旺财59.870.69%
26付融宝59.78-2.34%
27生菜金融59.556.54%
28爱钱帮59.320.25%
29红岭创投59-0.85%
30迷你贷58.776.51%
31短融网58.391.44%
32和信贷58.150.54%
33沪商财富58.11.31%
34友金所57.336.78%
35银豆网56.910.33%
36e融所56.91-4.34%
37玖融网56.820.06%
38诺诺镑客56.563.52%
39鹏金所56.18-5.66%
40一起好56.1712.27%
41银客理财55.97-4.33%
42拓道金服55.564.96%
43首金网55.48-0.11%
44理财范55.190.08%
45温州贷54.96-3.70%
46信用宝54.90.98%
47普惠家54.7-0.14%
48今日捷财54.515.36%
49多赢54.424.01%
50抱财网54.01-2.68%
51广信贷53.992.57%
52信融财富53.95-2.54%
53永利宝53.843.47%
54图腾贷53.690.42%
55向上金服53.491.72%
56你我贷53.450.84%
57普汇云通53.3913.68%
58融金所53.340.85%
59华人金融53.34-5.04%
60钱贷网53.2218.57%
61365易贷53.12-1.75%
62金开贷53.085.58%
63果树财富52.832.50%
64达人贷52.793.97%
65理想宝52.58-0.88%
66金银猫51.891.32%
67米缸金融51.86-1.32%
68e路同心51.716.98%
69联金所51.696.05%
70泰然金融51.669.67%
71投融家51.572.14%
72铜掌柜51.49-2.59%
73口贷网51.49-1.35%
74合时代51.361.86%
75丁丁贷51.290.91%
76连资贷51.2610.33%
77珠宝贷51.25-5.98%
78光大分利宝51.246.85%
79易港金融51.23-0.18%
80博金贷50.921.60%
81钱盆网50.734.88%
82广州e贷50.56.18%
83小诺理财50.07-6.15%
84中瑞财富49.750.40%
85可溯金融49.61-0.27%
86金宝保49.35-4.73%
87网利宝49.32-4.94%
88爱投资49.134.24%
89金融工场49.08-3.68%
90共信赢49.0111.25%
91微金所48.49-4.56%
92新联在线48.431.13%
93冠e通48.332.68%
94三信贷48.299.26%
95资本在线48.037.19%
96金联储48.021.03%
97壹心贷47.943.26%
98小狗钱钱47.87-1.97%
99钱多多47.79-3.02%
100融贝网47.05-9.90%
101大麦理财46.98-3.60%
102礼德财富46.910.08%
103汇盈金服46.72-0.20%
104众信金融46.71-5.94%
105合拍在线46.7-1.85%
106钱爸爸46.512.16%
107温商贷46.35-2.35%
108花果金融46.225.38%
109道口贷46.07-6.28%
110十六铺金融46.03-0.53%
111招商贷46.02-5.04%
112恒易融46.01-1.10%
113汇理财45.92-0.48%
114万盈金融45.910.35%
115安心贷45.92.31%
116乐投天下45.819.66%
117钱香45.73-6.79%
118小微金融45.660.12%
119聚宝汇45.63.19%
120好好理财45.586.88%
121后河财富45.473.04%
122车能贷44.982.02%
123互融宝44.64-1.61%
124乐居财富44.63-4.53%
125乐享宝44.48-2.66%
126钱保姆44.42-2.82%
127融金宝44.413.08%
128杉易贷44.35-4.94%
129钱吧金融44.296.71%
130恒信易贷44.21-3.62%
131Formax金融圈44.18-3.94%
132沃时贷44.13-3.32%
133广富宝44.027.95%
134网投网44.014.07%
135钱满仓43.915.42%
136E微贷43.61-4.91%
137聚优财43.6110.35%
138乾贷网43.52-9.33%
139德众金融43.493.18%
140九斗鱼43.41-3.06%
141君融贷43.41-2.11%
142有融网43.27.93%
143摇财树43.09-0.82%
144合力贷42.844.48%
145信广立诚贷42.79-0.53%
146e兴金融42.76-2.32%
147知商金融42.71-6.17%
148钱盒子42.494.41%
149元宝36542.3-9.43%
150易融恒信41.87-4.36%
151金信网41.85-3.63%
152石投金融41.844.94%
153壹佰金融41.55-8.40%
154小九金服41.26-4.39%
155立业贷41.17-2.79%
156贷贷兴隆41.16-1.43%
157掌中财富41.03-5.19%
158易通贷41-6.09%
159财富中国40.892.73%
160城城理财40.87-3.07%
161安捷财富40.86-14.01%
162企额贷40.865.71%
163合众e贷40.8431.72%
164信和大金融40.8-5.23%
165金票通40.79-1.85%
166淘淘金40.72-3.37%
167聚金资本40.694.71%
168168理财网40.620.64%
169圈圈贷40.4710.57%
170丰汇金融40.43-8.24%
171绿化贷40.4-4.65%
172钜宝盆40.334.59%
173多多理财40.21-7.78%
174四海众投40.139.61%
175融投贷40.113.37%
176华赢贷40.08-3.13%
177民民贷39.996.94%
178超爱财39.963.81%
179中融通贷39.9417.67%
180中融投39.87-3.99%
181升值空间39.80.74%
182信和贷39.718.60%
183诚汇通39.69-9.97%
184聚车金融39.596.59%
185旺财谷39.56-2.82%
186浙财理财39.53-6.03%
187融信网39.491.57%
188橙旗贷39.487.62%
189亲亲小贷39.41-8.79%
190利民网39.28-5.34%
191金e柴神39.261.59%
192甬e贷39.113.67%
193地标金融39.05-6.60%
194钱道网38.9512.72%
195融通资产38.924.65%
196多融财富38.88-7.14%
197优投在线38.854.94%
198壹宝贷38.82-9.54%
199小油菜38.75-7.02%
200梦想盈行38.726.51%
201洋葱先生38.68-0.41%
202合盘贷38.65-12.41%
203大丰收金融38.5921.84%
204诚信贷38.55-3.12%
205惠投无忧38.321.25%
206喔喔贷38.21-2.89%
207好贷宝38.18-14.81%
208安心de利38.095.20%
209集利财富网38.06-1.03%
210星月创投37.93-0.29%
211拉拉财富37.92-0.19%
212金投手37.85-7.61%
213一点钱37.8513.32%
214投米网37.8327.09%
215祺天优贷37.7-8.68%
216喜投网37.69-3.99%
217房金所37.67-10.65%
218利得行37.650.42%
219银票网37.614.75%
220易享贷37.55-5.68%
221邦帮堂37.52-11.47%
222汇通易贷37.51-12.37%
223九信金融37.492.19%
224钱来网37.48-1.04%
225阿朋贷36.91-6.57%
226投复利36.68-6.65%
227联连理财36.64-10.10%
228宝象金融36.45-7.06%
229投这家36.1-3.36%
230前沿财富36.1-0.46%
231介贷网36.096.46%
232粒子财富36.078.74%
233稳贷网35.963.24%
234人文贷35.96-0.14%
235智富36035.91-8.17%
236新富金融35.8813.77%
237律金金融35.88-0.68%
238口碑贷35.86-1.67%
239钱内助35.81-13.08%
240搜搜金融网35.7416.85%
241果儿金融35.741.24%
242前海财富35.63-0.83%
243金桥梁35.61-9.00%
244小微时贷35.556.10%
245新新贷35.54-11.70%
246天天财富35.536.58%
24751帮你35.43-9.05%
248优本财富35.42-6.84%
249信融投资35.368.95%
250量子金融35.31-1.13%
251海金所35.3-4.94%
252利聚网35.30.33%
253隆金宝35.3-9.00%
254牛娃金融35.28-7.80%
255点理财35.276.63%
256爱米理财35.27-9.60%
257微积金35.271.70%
258鄂汇金融35.24-19.31%
259民投金融35.19-8.28%
260小鸡理财35.17-3.56%
261金瑞龙35.16-1.30%
262小猪罐子35.12-16.11%
263中潮金服35.11-5.14%
264云钱袋35.07-9.14%
265胖毛在线35.072.15%
266融租e投35.06-7.14%
267百财车贷34.99-13.18%
268皖乾商贷34.84-1.56%
269领投鸟理财34.81-1.22%
270冰川财富34.7410.25%
271多宝贷34.72-15.44%
272协众金融34.7-4.44%
273互贷网34.69-2.40%
274龙贷34.62.08%
275筷来财34.575.96%
276爱投金融34.525.96%
277米利财富34.470.74%
278奇乐融34.46-3.46%
279联投金融34.43-5.57%
280酷宝盒34.412.24%
281中融宝34.4-1.18%
282乐投贷34.359.93%
283道口金融网34.331.75%
284禾泰财富34.37.25%
285胖胖猪34.246.56%
286创融在线34.184.91%
287粤商贷34.17-8.80%
288E葱金融34.14-12.31%
289乐投壹佰34.1319.79%
290隆泰贷34.123.96%
291青岛汇泉贷33.94-9.25%
292快快贷33.921.85%
293众金在线33.925.81%
294小富金融33.9110.61%
295中广核富盈33.9-21.10%
296雍和金融33.881.87%
297利好贷33.853.00%
298钱增增33.74-2.31%
299京金所33.73-14.97%
300微车融33.62-4.52%
301金路投33.545.62%
302迅泊达33.512.13%
303医购贷33.5-4.57%
304豫商贷33.49-14.07%
305金牌理财33.461.10%
306知财网33.411.13%
307惠众金融33.416.13%
308财富派?(京)33.48.93%
309智融财富33.37-0.38%
310艺点理财33.3413.32%
311车财网33.341.90%
312易e贷33.317.05%
313大同行33.25-12.30%
314步步盈33.19-6.01%
315众易贷33.19-9.69%
316快捷财富33.162.12%
317森昊好时贷33.082.06%
318普资华企33.03-1.08%
319众可贷33.011.02%
320看看钱包32.97-2.20%
321真鑫贷32.93-2.31%
322库天下32.9-11.75%
323简易贷32.91.76%
324金源贷32.83-6.91%
325光华财缘网32.81-0.32%
326ok贷32.73-30.30%
327创乐财富32.610.97%
328房易贷32.59-0.69%
329银承派32.538.11%
330私房钱32.52-0.97%
331微品金融32.51-7.48%
332银巴克32.51-6.88%
333秒贷金融32.49-5.28%
334爱本地32.44-11.85%
335宝点网32.44-0.35%
336浙昌贷32.4-2.77%
337存利网32.4-5.30%
338悦享金服32.3212.31%
339恒利网32.3-1.21%
340隆隆网32.2611.72%
341九金所32.26-3.69%
342车赚32.221.64%
343融资易32.19-16.05%
344久信e贷32.14-4.45%
345瑞银创投32.13-10.90%
346万家贷32.03-4.11%
347助商贷31.961.97%
348财富派31.95-0.71%
349爱当宝31.93-3.04%
350贵州网贷31.88-5.32%
351百泉贷31.86-5.57%
35258财福31.84-1.89%
353合伙人金融31.82-7.13%
354鼎信贷31.81.56%
355宜聚网31.79-7.68%
356中兴财富31.64-11.45%
357财富智汇31.57-4.97%
358鼎诚创投31.511.40%
359长久贷31.51-9.15%
360华众金服31.47-14.69%
361宁安贷31.4610.28%
362普道财富31.43-11.52%
363陇e贷31.4-16.17%
364易贷在线31.40.02%
365云回通宝31.393.47%
366银象网31.373.70%
367来融金服31.330.00%
368响当当31.32-1.92%
369赣商贷31.212.02%
370乐投创富31.17-4.90%
371易BANK31.1710.75%
372拓天速贷31.173.26%
373两只老虎31.16-3.81%
374木头人31.13-6.55%
375今时贷31.08-1.23%
376金统贷310.00%
377安贷宝30.95-4.14%
378鼠贷金融30.91-2.70%
379糖果金融30.87-12.38%
380盈金所30.83-1.42%
381金福财富30.78-3.38%
382百金贷30.73-6.15%
383皓添金融30.63-2.21%
384三益宝30.59-18.06%
385大众贷30.57-6.16%
386爱鸿森30.5414.18%
387创贷网30.49-10.22%
388石榴壳30.38-10.26%
389点点财富30.37-8.34%
390惠车贷30.331.74%
391百利市30.33-3.00%
392网筹金融30.295.63%
393中国融信贷30.17-0.70%
394爱蚂蚁29.970.35%
395闲钱宝29.95-16.35%
396汉沃财富29.8815.50%
397金控网贷29.86-20.82%
398房融所29.845.83%
399优车融29.83-5.45%
400淘收益29.80.67%
401产融贷29.88.82%
402利巨人29.78-5.97%
403狮子座金融29.77-16.57%
404善林宝29.72-5.21%
405百合贷29.72-9.49%
406亿钱贷29.674.93%
407赶贷网29.6-9.11%
408前海领投29.64.58%
409黔商贷29.464.07%
410联保投资网29.46-4.37%
411皖都金融29.4510.07%
412种子拼图29.41-9.27%
413前海广深发29.4-2.59%
414财火火29.36-9.72%
415鲁金所29.36-2.47%
416泰山金融29.36-13.52%
417股优网29.311.82%
418农泰金融29.28-11.22%
419车富8829.25-0.94%
42051如易贷29.23-10.73%
421锐盈财富29.229.55%
422小平贷29.13-7.37%
423六顺财富29.08-10.46%
424聚宝珠28.95-5.20%
425飞特金融28.910.77%
426海鸥金服28.896.25%
427码头益28.883.41%
428国金宝28.84-24.44%
429瑞涛财富28.83-0.20%
430微金在线28.78-13.88%
431金财动力28.69-26.87%
432光合种子28.688.45%
433众贷汇28.67-10.13%
434车邦贷28.63-3.02%
435金融社28.62-14.48%
436浙江车贷网28.621.88%
437投促金融28.6-11.79%
43858车贷28.56-10.51%
439手投网28.5-11.21%
440熊猫贷28.46-0.44%
441沃联财富27.818.60%
442益合贷27.66-3.49%
443融众财富27.65-15.25%
444雪山贷27.61-6.83%
445速贷10027.55-6.02%
446融商贷27.55-13.83%
447分钱网27.47-14.60%
448诚投在线27.41-15.28%
449欧亚金融27.4-7.88%
450万富宝27.25-7.70%
451万利金融27.217.62%
452赢贷通27.2-7.63%
453益投网贷27.2-10.79%
454合拍贷27.18-28.87%
455徽金猫27.12-12.70%
456微易贷27.05-6.05%
457银狐财富27.05-4.45%
458福银票号27-31.16%
459前金所26.88-6.88%
460优聚投26.835.06%
461红顶金融26.82-16.46%
462建工E贷26.75-6.72%
463众联财富26.7311.77%
464360金融26.72-12.56%
465爱上贷26.71-11.03%
466中恒宝26.66-10.85%
467融金桥26.4817.03%
468大时贷26.31-17.25%
469融之家26.28-3.73%
470找银子26.231.22%
471温易贷26.2-18.02%
472微E贷25.92-12.78%
473汇投网25.87-9.33%
474为为贷25.75-16.93%
475五岳贷25.66-7.55%
476日融财富25.57-7.51%
477跃龙财富25.53-11.62%
478惠富天下25.5111.54%
479好收益25.42-19.78%
480微邦金融25.41-10.88%
481蜀丰财富25.34-15.09%
482律信智投25.28-13.63%
483易互贷25.15-16.49%
484京都贷25.1-17.33%
485智融会25.065.83%
486快联财富25.01-9.11%
487178网贷25.013.35%
488金海贷24.95-16.81%
489私房投24.93-11.16%
490信通袋24.83-2.98%
491金陵贷24.72-8.36%
492迈信金融24.682.00%
493投资吧24.65-8.28%
494雪莲借贷24.56-12.39%
495亿信天合24.54-8.84%
496蜂缘财富24.47-13.63%
497贷贷网24.430.52%
498中投融24.16-23.03%
499小白菜理财23.96-16.76%
500合众金服23.88-21.08%



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